Medical Environment – Veterinarians

Bespoke Professional Indemnity, Fidelity Guarantee and Third Party Impersonation Fraud Policy for Veterinarians

Highly skilled and much needed Veterinarians work hard to address the health and welfare needs of animals, diagnosing and treating their injuries and diseases, with a variety of medical equipment, including surgical tools and x-ray and ultrasound machines, sometimes in extremely challenging locations.


As Genoa's footprint in the liability space continues to grow from strength to strength, we thought we would share with you why more and more brokers are choosing to work with us as their partner of choice:

Our Underwriters are committed to providing our clients with superior turnaround times when issuing quotations and schedules of cover

Our underwriters are experts in their respective fields and are able to offer our clients technical advice which helps empower them to secure an account

We have strong working relationships with the top re-insurers in the country including Munich Re and Swiss Re who support all of our Professional Indemnity products

Through strategic reinsurance partnerships we are able to offer competitive market premiums

Our policies include a number of meaningful extensions that offer true value to our thousands of Insured clients

Our Insured Practitioners are represented by the top law firms in the country, including firms like Clyde & Co, Garlicke & Bousfield, Mac Robert Attorneys, Norton Rose Fulbright and Webber Wentzel


Professional Indemnity

Claims against Veterinarians may include:

  • Negligence with animal consultations within surgeries/health centres;
  • Failure in diagnosing and treating illnesses/ailments;
  • Negligence or damage made while applying diagnostic tools;
  • Negligence in taking care of an animal;
  • Providing wrong medicine or treatment to an animal;
  • Providing wrong advice to a pet owner;
  • Failure to provide routine health protective measures.

In light of the very real possibility of liability attaching to them for these errors and omissions, it is important that Veterinarians have Professional indemnity and medical malpractice insurance in place aimed at providing them with protection against financial claims of compensation and rising costs of defending such claims.

Fidelity Guarantee Cover

Indemnity can be secured to safeguard the Insured (the employer) for the loss of business

account funds or property sustained as a direct result of acts of fraud, theft, or dishonesty caused by an employee in the course of employment.

Cover can be purchased on either a Blanket Basis, Named Position Basis or Named Person Basis.

Third-Party Impersonation Fraud

Cover can be secured to provide the Insured with protection against the loss of money (business and trust funds) subject to the insured having a Verification process in place.

Public Liability

The provides protection against legal liability for claims arising out of accidental death, bodily injury, illness or disease of or to any person; or accidental loss of possession or control of, or actual damage to property arising out of, and in the course of business.

Need this cover?

Our team of Broker Consultants are ready to answer any questions you may have