Medical Environment – Medical Institutions

Bespoke Professional Indemnity, Medical Malpractice and Public Liability Insurance Policy for Medical Institutions

Institutional negligence occurs when a hospital, nursing home, clinic or other healthcare facility violates its independent duty to supervise and ensure that care is safely provided in its facility, resulting in injury to a patient or negligence by the Institution.


As Genoa's footprint in the liability space continues to grow from strength to strength, we thought we would share with you why more and more brokers are choosing to work with us as their partner of choice:

Our Underwriters are committed to providing our clients with superior turnaround times when issuing quotations and schedules of cover

Our underwriters are experts in their respective fields and are able to offer our clients technical advice which helps empower them to secure an account

We have strong working relationships with the top re-insurers in the country including Munich Re and Swiss Re who support all of our Professional Indemnity products

Through strategic reinsurance partnerships we are able to offer competitive market premiums

Our policies include a number of meaningful extensions that offer true value to our thousands of Insured clients

Our Insured Practitioners are represented by the top law firms in the country, including firms like Clyde & Co, Garlicke & Bousfield, Mac Robert Attorneys, Norton Rose Fulbright and Webber Wentzel


Professional Indemnity

This provides cover should a client claim they suffered a financial loss as a result of following professional advice or professional services rendered.

Professional Indemnity insurance covers for any mistakes made during the scope of your business/practice, including:

  • bad advice
  • inadequate services
  • and even poor design choices

Medical Malpractice Insurance

A form of professional indemnity insurance. Medical malpractice insurance covers professional situations where an error of judgement can literally mean life or death. Medical malpractice insurance covers damages and/or claims expenses made by patients or their families arising from:

• Physical injury
• Mental anguish
• Mental illness
• Disease
• Disability
• Sickness
• Shock
• And even death

Product Liability

The provides protection against legal liability for claims arising out of Product liability at common law or as contemplated by Section 61 of the Consumer Protection Act No. 68 of 2008,and made within the Republic of South Africa.

Public Liability

The provides protection against legal liability for claims arising out of accidental death, bodily injury, illness or disease of or to any person; or accidental loss of possession or control of, or actual damage to property arising out of, and in the course of business.

Need this cover?

Our team of Broker Consultants are ready to answer any questions you may have