Miscellaneous Environment – Assessors and Loss Adjustors

Bespoke Professional Indemnity, Fidelity Guarantee and Third Party Impersonation Fraud Policy for Assessors and Loss Adjustors

Assessors and Loss Adjusters acting as investigators and as insurance contract experts are required to have good communication and problem-solving skills and the ability to arbitrate a settlement with grace and unbiased reasoning, but notwithstanding these skills, they are still sometimes sued.


As Genoa's footprint in the liability space continues to grow from strength to strength, we thought we would share with you why more and more brokers are choosing to work with us as their partner of choice:

Our Underwriters are committed to providing our clients with superior turnaround times when issuing quotations and schedules of cover

Our underwriters are experts in their respective fields and are able to offer our clients technical advice which helps empower them to secure an account

We have strong working relationships with the top re-insurers in the country including Munich Re and Swiss Re who support all of our Professional Indemnity products

Through strategic reinsurance partnerships we are able to offer competitive market premiums

Our policies include a number of meaningful extensions that offer true value to our thousands of Insured clients

Our Insured Practitioners are represented by the top law firms in the country, including firms like Clyde & Co, Garlicke & Bousfield, Mac Robert Attorneys, Norton Rose Fulbright and Webber Wentzel


Professional Indemnity

Assessors and Loss Adjusters could face a number of claims ranging from alleged negligence in assessing the cost of damage, delay in furnishing of reports, negligence in the preparation of reports, failing to make the best recommendations to clients, improper fact verification and/or lack of careful assessment, as well as Invasion of privacy and unintentional defamation.

From a compliance and increased business risk perspective, Assessors and Loss Adjusters should have Professional Indemnity (PI) Insurance to protect them against liability for their negligent acts, errors and omissions.

Fidelity Guarantee Cover

Indemnity can be secured to safeguard the Insured (the Employer) for the loss of business account funds or property sustained as a direct result of acts of fraud, theft, or dishonesty caused by an Employee in the course of employment.

Cover can be purchased on either a Blanket Basis, Named Position Basis or Named Person Basis.

Third-Party Impersonation Fraud

Cover can be secured to provide the Insured with protection against the loss of money (business and trust funds) subject to the insured having a Verification process in place.

Public Liability

The provides protection against legal liability for claims arising out of accidental death, bodily injury, illness or disease of or to any person; or accidental loss of possession or control of, or actual damage to property arising out of, and in the course of business.

Need this cover?

Our team of Broker Consultants are ready to answer any questions you may have