Built Environment – Professional Indemnity Insurance For Contractors

Bespoke Professional Indemnity, Fidelity Guarantee, Third Party Impersonation Fraud and Public Liability Policy for Contractors

Professional indemnity insurance for contractors is essential because errors by contractors can cause a client to suffer a financial loss. Claims related to construction projects are often slow to be discovered but can develop into serious legal matters. These claims may include breaches of duty of care, statutory omissions, defamation, and sub-standard work.

Even if a lawsuit brought against the contractor has no merit, the defence in court demands significant time, resources, and money.


As Genoa's footprint in the liability space continues to grow from strength to strength, we thought we would share with you why more and more brokers are choosing to work with us as their partner of choice:

Our Underwriters are committed to providing our clients with superior turnaround times when issuing quotations and schedules of cover

Our underwriters are experts in their respective fields and are able to offer our clients technical advice which helps empower them to secure an account

We have strong working relationships with the top re-insurers in the country including Munich Re and Swiss Re who support all of our Professional Indemnity products

Through strategic reinsurance partnerships we are able to offer competitive market premiums

Our policies include a number of meaningful extensions that offer true value to our thousands of Insured clients

Our Insured Practitioners are represented by the top law firms in the country, including firms like Clyde & Co, Garlicke & Bousfield, Mac Robert Attorneys, Norton Rose Fulbright and Webber Wentzel


Professional Indemnity Insurance

Professional Indemnity Insurance is very much needed in the Construction business and is designed to protect Contractors and Subcontractors in the event that claims are made against them arising from errors in the performance of their work or advice.

Contractors should ensure they have professional indemnity insurance in place before starting any work or projects and that it is kept in force, to cover them for past work. Cover for past liabilities is referred to as retroactive cover.

Fidelity Guarantee Cover

Indemnity can be secured to safeguard the Insured (the employer) for the loss of business

account funds or property sustained as a direct result of acts of fraud, theft, or dishonesty caused by an employee in the course of employment.

Cover can be purchased on either a Blanket Basis, Named Position Basis or Named Person Basis.

Third-Party Impersonation Fraud

Cover can be secured to provide the Insured with protection against the loss of money (business and trust funds) subject to the insured having a verification process in place.

Public Liability

This extension provides protection against legal liability for claims arising out of accidental death, bodily injury, illness, or disease of or to any person, accidental loss of possession or control of, or actual damage to property arising out of or in the course of business.

Need this cover?

Our team of Broker Consultants are ready to answer any questions you may have